Cyberattacks are increasing in frequency due to their profitability for cybercriminals, with Coalition's claims team seeing a 35% rise in funds transfer fraud and a 67% increase in business email compromise attacks. The COVID-19 pandemic has changed the targets and methods used by attackers, with remote work opening up new vulnerabilities. Cybersecurity is about managing risks to data and information systems, and security controls help proactively reduce these risks. Coalition focuses on holistic risk management through prevention, including risk assessment, knowledge sharing, and partnerships with vetted solutions like Twingate. Twingate provides secure remote access, enabling robust least privilege access controls, protecting against common network attacks, and providing visibility into network access activity. Coalition's cyber insurance offers protection from extreme losses if security controls fail, with dedicated claims and incident response teams available 24/7 to help navigate security incidents. The combination of proactive risk mitigation and dedicated support is unique, allowing policyholders to report incidents without triggering a claim in many cases.