Zidisha is a nonprofit organization that aims to flatten financial barriers in developing countries using Twilio SMS technology, empowering entrepreneurs to launch businesses with crowd-funded loans. The founder of Zidisha, Julia Kurnia, was inspired by her experience working in Niger and saw the need for an alternative to predatory bank loans. The platform allows lenders to set their own interest rates and receive weekly payments from borrowers, promoting a more efficient and sustainable way of microfinance. By using SMS as a primary communication medium, Zidisha reaches entrepreneurs who may not have regular access to computers or the internet.