Stripe logo

Stripe's launch of Shared Payment Tokens (SPTs) has revolutionized agentic commerce by allowing agents to initiate payments using a customer's preferred method without exposing sensitive credentials. This initiative has seen significant adoption by major companies like Etsy and URBN, prompting Stripe to expand SPT support to include popular payment options such as Mastercard Agent Pay, Visa Intelligent Commerce, and buy now, pay later (BNPL) services like Affirm and Klarna. This makes Stripe the first provider to integrate both agentic network and BNPL tokens through a single platform. Mastercard and Visa have collaborated with Stripe to enable secure, AI-driven payments using network-issued digital credentials, which allow authorized agents to make purchases on behalf of customers without exposing card details. Stripe simplifies the process for sellers by managing the complexities of token provisioning, allowing them to seamlessly support new payment methods. The integration of BNPL options has also driven increased revenue for businesses by boosting conversion rates and average order values. As Stripe continues to innovate in agentic commerce, it plans to broaden SPT support to include more payment methods, enhancing accessibility for customers.