12 Best Fintech APIs

The fintech industry has significantly transformed the way financial activities are conducted globally, from personal banking to complex enterprise-level accounting, with a projected market value of $310 billion by 2022. This growth is fueled by the widespread adoption of financial technologies worldwide, especially in regions like North America and APAC, where notable companies such as Paytm and GoJek lead in user adoption. Modern fintech applications demand advanced features like secure payment processing, fraud prevention, real-time updates, and social media integration, often facilitated by APIs. Developers are encouraged to integrate APIs such as Stripe, PayPal, and Braintree for payment processing, and others like Syncfy, ID.Me, and Plaid for banking integration and ID verification, to enhance user experience without building functionalities from scratch. The sector also includes cryptocurrency and stock trading APIs, such as those from Blockchain, Coinbase, Bitquery, Polygon, Benzinga, and Alpha Vantage, to support operations in these growing markets. This burgeoning landscape creates opportunities for fintech startups to develop competitive apps with nuanced features, leveraging API integrations for vital security frameworks and communication tools.