Fintech is anticipated to grow significantly, with Ramp emerging as a leading corporate card and expense management platform by focusing on financial efficiency and leveraging low-code solutions like Retool. The fintech sector often faces challenges with data management and internal tools, traditionally requiring costly and time-consuming development. Retool provided Ramp with a customizable low-code platform that allowed them to build over 100 internal tools, improving operational efficiency by up to 20% and saving approximately $200,000 annually. This approach enabled Ramp to quickly deploy essential tools like risk management applications that streamline operations and empower customer service agents, thereby allowing the engineering team to concentrate on core product features. Geoff Charles, Ramp's Head of Product, emphasized the value of Retool in enhancing tool ownership, reducing the feedback cycle, and increasing end-user efficiency, ultimately contributing to the company's rapid scaling and success in the competitive fintech landscape.