Best Cloud Platforms for DORA Compliance: How EU Fintech Teams Should Actually Choose

EU Digital Operational Resilience Act (DORA), applicable since January 2025, places compliance responsibility on financial entities rather than cloud providers, requiring them to manage ICT risk, incidents, resilience testing, third-party oversight, and information registers. AWS, Google Cloud, Microsoft Azure, Scaleway, and self-managed Kubernetes can support a DORA program through contractual terms, EU data-residency options, audit materials, backup tooling, and portability features, but fintechs should choose based on operational expertise, sovereignty needs, evidence availability, concentration risk, and the practicality of a tested exit strategy. GRC tools such as LogicGate, Resolver, SureCloud, Vendorica, and Legiscope can organize policies, vendor assessments, reporting, and registers, but they do not generate the operational evidence auditors seek, including deployment approvals, access-control records, restore-test results, and executed portability tests. The piece argues that engineering teams must provide traceable change management, scoped access controls, tested recovery against RTO/RPO targets, scenario testing, and rehearsed exits, while retaining evidence beyond short-lived CI logs. It presents internal developer platforms, particularly Qovery’s bring-your-own-cloud model, as a way to automate deployment logs, environment reproducibility, and role-based access while keeping cloud contracts, data location, and exit paths under the fintech’s control, though it emphasizes that such platforms do not transfer the firm’s regulatory obligations.

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