The next phase of bank payments – safer, smarter, faster

The future of bank payments is rapidly evolving with a focus on making account-to-account money movement safer, smarter, and faster. Plaid is at the forefront of this transformation through its network of payment partners and innovative APIs that power nearly a billion ACH-based transfers every year. The company aims to accelerate the adoption of emerging bank payment rails such as RTP and FedNow, which will unlock broader innovation in the industry and provide consumers with more attractive options for merchants and customers. With major investments in safety and security technologies like Plaid Signal, Plaid is working to mitigate risk and fraud while improving the consumer experience through better user interfaces and seamless integration with multiple apps and services.

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