Policy Pulse: The state of financial access

The shift to APIs in financial access is driven by widespread consumer fintech adoption, increased regulatory interest, and the rise of technical standards. As a result, financial institutions are adopting APIs like Plaid Exchange to power data sharing for their customers, enabling more reliable access to their financial data. This transition reflects a new era for financial access, one in which consumers can expect robust, reliable, and consistent access to their financial data, ultimately driving the ecosystem towards greater consumer impact and innovation.

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