Product Updates - November 2025
Blog post from Plaid
November 2025 saw a range of enhancements across various product categories, including data quality, verification workflows, analytics, and partner integrations. Notable updates include improved employer normalization for verifications, the introduction of smarter onboarding processes with Layer, and streamlined fraud reporting capabilities. The new income_status field helps identify active income streams more accurately, while data checks prevent inaccurate Consumer Report generation. The Layer platform now features a SESSION_FINISHED webhook and SSN masking controls, alongside interface refinements and preferred institution configurations. Investments platform upgrades focus on data completeness, faster refresh speeds, and improved user engagement. Additionally, Premium Analytics in the Plaid Dashboard now offers deeper insights, and the Plaid MCP Server is available as a ChatGPT connector. The launch of an open-source Core Exchange reference app aims to simplify data provider integration, while expanded self-service controls in the Data Partner Dashboard empower financial institutions with greater autonomy.