Product Updates - July 2025
Blog post from Plaid
Plaid Effects has unveiled a range of new products and updates aimed at enhancing fraud prevention, credit decision processes, and overall growth facilitation. Key innovations include Plaid Protect, a comprehensive fraud intelligence platform, and AI tools that streamline integration with Plaid's systems. The updates span various areas, such as Account Verification & Payments, Credit Underwriting, Fraud & Risk, and Financial Management, with notable advancements like the support for instant pay-ins via Request for Payment (RfP) and FCRA-compliant mortgage reports for credit underwriting. Additionally, the company has improved its API documentation and analytics features, introduced more robust investment data insights, and launched an AI Developer Toolkit to expedite development processes. These enhancements are designed to provide users with greater control, accuracy, and efficiency across their financial operations.