Product Updates - February 2026

In February 2026, a series of product updates were introduced to enhance user experience and decision-making across various sectors such as payments, credit, onboarding, and open finance. Key developments include API-based bank account verification with Plaid's network for faster transactions, improved cash flow and income insights for credit risk assessment, and early access to new fraud dashboards offering enhanced fraud detection capabilities through the Plaid Protect dashboard. In onboarding, new features allow for location filtering and personal information edit flags, providing better user data visibility and control. Additionally, improvements to preload latency were made, particularly benefiting users on older Android devices. For open finance, a self-serve migration reporting feature was added to the Data Partner Dashboard to minimize integration downtime during banking provider transitions, ensuring stable and uninterrupted open banking services.