Powering Smarter Pay-by-Bank in the UK with Visa and Plaid

Visa's new account-to-account (A2A) payments initiative is now ready for market, and Plaid is proud to be part of it as an Open Finance Network. This partnership enables a digital-first, secure, and scalable Pay by Bank experience in the UK, combining Visa's global trust with Plaid's UK connectivity. The A2A solution brings real-time authentication, persistent consent, instant settlement, and Visa's trusted protections, supporting flexible options like variable recurring payments and providing card-like protections for consumers. This is a truly digital-native alternative to cards, Direct Debit, and manual transfers, built for recurring payments and beyond, reflecting a broader shift towards a unified, scalable platform for the future of payments.

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