Plaid is expanding its ecosystem to include credit analytics, technology, and software providers to make cash flow data more accessible and usable at scale for lenders. The company aims to provide a holistic view of a borrower's financial health by combining traditional credit data with real-time cash flow data, creating new opportunities to assess risk more efficiently. Plaid's credit solutions, such as Consumer Report, offer seamless account linking and built-in insights, making it easier for lenders to evaluate borrowers with greater accuracy and speed. The company is also meeting lenders where they are, providing access to cash flow data through existing platforms and workflows, rather than requiring a one-size-fits-all approach. With its growing ecosystem of partners, Plaid is enabling lenders to tap into the power of cash flow data and unlock more credit opportunities, ultimately driving better outcomes for borrowers while managing risk.