Today we're excited to announce our partnership with Dwolla, a bank transfer API platform, to launch a fully tokenized ACH payments integration. This marks a huge step forward in our goal to improve one of the biggest payment networks in the U.S., as many behaviors and preferences around banking have changed over the past few years but security processes have been slower to change with them. With this partnership, Dwolla customers won't need sensitive user information like credentials to ever hit their servers, and we'll also be able to onboard and authenticate accounts to payments pretty much instantly with our Auth product. We believe collaboration is critical to making payment processes better and more inclusive, which is why we're so excited about partnering with other leading technology companies in the financial services space like Dwolla.