Plaid's 2022 Year in Review` highlights the company's efforts to help businesses grow and tackle challenges with a fresh perspective in the digital finance space. By leveraging Plaid's best-in-class Link experience, businesses can onboard and activate more customers while reducing fraud and spend on KYC compliance. Additionally, Plaid is helping banks enter a new phase of real-time, digitally-native payments with dynamic payment flows, and offering data insights that drive better results through features like personal finance categories and the Sync API. The company is also navigating an evolving lending landscape with its credit solution, increasing retention with Open Finance solutions, and providing greater data transparency to consumers. Furthermore, Plaid is hosting virtual events, including a Tech Talk with CEO Zach Perrett, to share predictions for fintech in 2023 and introduce innovative businesses using Plaid to power their growth.