Introducing Liabilities to help you build better debt management solutions` Fintech has made managing money easier but innovation has lagged behind in debt management, a critical piece of financial health. U.S. consumer debt reached record highs at the end of 2018 with student loan debt being the second largest category behind mortgages. The new Liabilities endpoint will provide real-time information about users' financial liabilities starting with student loan debt and expanding to other categories over time. With access to this data, fintech developers can help borrowers understand, engage with, and manage their debt by surfacing repayment opportunities, debt forgiveness programs, consolidation, or refinancing options. The Liabilities endpoint provides standardized data across major U.S. servicers and is being used by early beta tester Pillar to provide personalized student loan repayment recommendations and facilitate payments.