The Financial Conduct Authority (FCA) in the UK has proposed entrusting third-party providers (TPPs) with reauthentication responsibilities, recognizing the harm caused by the current 90-day requirement. This change is essential for providing a seamless open banking experience and allowing consumers to manage their financial data more effectively. The FCA and TPPs should work together to ensure the re-consent journey meets consumer security and convenience needs, supporting the development of innovative data-driven services that promote long-term relationships between consumers and TPPs.