How to make re-authentication better: our response to the FCA’s consultation
Blog post from Plaid
The Financial Conduct Authority (FCA) in the UK has proposed entrusting third-party providers (TPPs) with reauthentication responsibilities, recognizing the harm caused by the current 90-day requirement. This change is essential for providing a seamless open banking experience and allowing consumers to manage their financial data more effectively. The FCA and TPPs should work together to ensure the re-consent journey meets consumer security and convenience needs, supporting the development of innovative data-driven services that promote long-term relationships between consumers and TPPs.
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