Streamlining Tenant Referencing with Open Banking & Identity Verification` Plaid's identity verification product can verify tenant identities in as little as 30 seconds, protecting landlords from potential losses and maintaining the integrity of the rental market. Open banking enables companies to streamline the tenant referencing process by allowing prospective tenants to share their bank data for instant affordability checks. This process saves time for both the landlord and the tenant, making it a friction-free experience. By using Plaid's Identity Verification Flow and Income Verification Flow, referencing companies can provide safe tenants access while minimizing risk.