PSD2morrow: Ready, set, go!
Blog post from Plaid
The European Commission has announced a call for evidence into the mandatory review of PSD2, which is expected to assess its impact and drive improvements in open banking legislation. Over the past five years, PSD2 has brought significant benefits to consumers and fostered innovation in financial services. Key areas of focus during this review include new market players, strong customer authentication, transparency requirements, access to payment account data, sanctioning powers, cross-border payments, and international payment rules between EU countries and other nations. Plaid's analysis highlights the positive impact of PSD2 on both providers and users of payment services, while also noting areas for improvement such as a fragmented European payments landscape and high levels of burden on TPPs that provide PIS/AIS.
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