The newly reimagined prepaid credit system offers real-time credit management designed to align with dynamic business needs, providing instant updates on credit consumption and balances. This system allows businesses to offer free credits to new users, while ensuring secure payments through prepaid credits, reducing the risk of overuse and ensuring timely invoicing. It features intelligent automatic top-ups, enabling credits to be replenished either at set intervals or when the balance falls below a predefined threshold, thereby preventing account depletion. Users can also set target top-up rules to maintain consistent credit availability, and receive real-time alerts about new transactions, balance thresholds, and depletion, offering enhanced control and proactive management to optimize usage-based billing processes.