5 essential billing features for BaaS companies

Banking-as-a-service providers often rely on complex, usage-based pricing for transactions, cards, transfers, and other services, creating billing challenges that conventional platforms such as Chargebee and Stripe may not fully address. Lago presents its billing API as an alternative designed for BaaS businesses, combining event metering, automatic usage aggregation, invoicing, credits, coupons, and other billing functions so companies can process high volumes of raw transaction events without building separate metering infrastructure. Its features include unrestricted usage recording, real-time calculation of billable metrics, idempotent event handling through transaction IDs, percentage-based transaction fee models with fixed fees or exemptions, and persistent metrics for recurring items such as active physical cards, with prorated charges based on activity duration.

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