Payment fraud, involving unauthorized use of payment methods, poses a significant threat to businesses by not only causing financial losses but also damaging reputations and customer trust. The anticipated increase in online payment fraud losses from $41 billion in 2022 to $91 billion in 2028 highlights the urgency for businesses to tackle this issue. Common types of fraud include card-not-present fraud, account takeovers, chargeback fraud, identity theft, and coupon abuse, each exploiting digital and human vulnerabilities. Fingerprint technology, an industry leader in device intelligence, aids in combating these threats by recognizing returning users and identifying suspicious behavior through unique visitor IDs and smart signals. Implementing Fingerprint’s features allows businesses to block fraudulent activities while ensuring a seamless experience for genuine customers. By integrating these tools into their fraud detection workflows, companies can effectively prevent card cracking, stop repeat offenders, and challenge suspicious activities without hindering legitimate transactions, thus protecting their revenue and maintaining customer satisfaction.