Fintech companies with iOS apps must adhere to Apple's stringent privacy policies, particularly the Regulated Financial Services Disclosure, as part of their compliance obligations, which also involve government regulations such as GDPR and CCPA. These policies necessitate clear disclosure of data collection practices, including detailing what data is collected, its use, and whether it is linked or tracked across other platforms, with the information displayed as a Privacy Nutrition Label. Apple emphasizes that fintech apps must not secretly collect data, must obtain user permission for tracking, and must disclose any third-party data sharing, with non-compliance risking app removal from the App Store. Companies like Fingerprint offer device intelligence solutions to help fintechs balance data privacy and security by creating unique user IDs based on device and network characteristics, which can reduce the need for extensive data collection and thereby minimize disclosure requirements. Compliance with Apple's privacy requirements, alongside utilizing tools like Fingerprint, helps fintechs protect user data, maintain brand reputation, and avoid regulatory penalties.