TempoPay is a financial benefits platform developed to help employees overcome financial obstacles to accessing healthcare, founded in 2021 by Tim Danison, Erika Davison-Aviles, and Joshua Goldstein. The platform allows employees to manage out-of-pocket healthcare expenses not covered by traditional benefits through a mobile app that provides immediate access to funds via a TempoPay card, with repayments made through payroll deductions. TempoPay sought a seamless integration with payroll systems, leading to a partnership with Finch, whose unified API facilitated real-time payroll deductions, enhancing user experience and adoption rates. The collaboration proved highly effective, enabling TempoPay to swiftly implement deductions and expand its offerings to include pet care and comprehensive financial wellness solutions. Employees benefit from the flexibility of repayment options and zero interest fees, while employers enjoy reduced productivity losses due to health-related absences. TempoPay's solution is available year-round and tailored to meet each company's unique needs, setting new standards in financial wellness and healthcare access.