401(k) payroll integrations have become increasingly significant due to the complexities introduced by the SECURE Act 2.0 and the challenges of manual data management in retirement benefits. These integrations, which can be either 180° or 360°, automate the flow of information between employers' payroll systems and 401(k) plan providers, enhancing efficiency and accuracy while reducing compliance risks. 180° integrations enable one-way data flow from payroll to plan providers, necessitating manual updates for contribution changes, whereas 360° integrations allow for bidirectional data exchange, ensuring consistent updates across systems. Companies like Finch provide solutions that simplify these integrations, offering extensive support for numerous payroll systems and automating processes to save time and minimize errors for stakeholders such as plan sponsors, recordkeepers, and third-party administrators. By facilitating seamless data synchronization, these integrations streamline the management of retirement plans, allowing stakeholders to focus on enhancing the overall experience for employers and employees.