Finch is revolutionizing the benefits and retirement industries by offering a unified API solution that automates payroll deductions and contributions, addressing the significant inefficiencies in these sectors. Launched in 2020, Finch facilitates seamless read and write access to HR and payroll systems, enabling applications to manage employee details and deductions in a standardized format, which is crucial for benefits platforms to integrate smoothly into existing HR tech stacks. This automation reduces the tedious manual processes traditionally associated with managing benefits, especially for small businesses that lack the resources to handle complex administrative tasks. Finch's technology helps platforms like Thatch and TempoPay provide personalized, scalable benefits while maintaining compliance with evolving industry requirements, such as those introduced by Secure Act 2.0 and state-mandated retirement plans. By expanding its coverage of popular payroll systems and forming strategic industry partnerships, Finch aims to enhance its offerings and support employers and employees in achieving their financial, mental, and physical goals, positioning itself as a pivotal player in the ongoing transformation of payroll integration in the employment ecosystem.