In the era of AI-driven financial crime, financial institutions are urged to unify fraud, security, and compliance functions to enhance resilience, trust, and agility. IDC's report, sponsored by Elastic and AWS, underscores the necessity of moving beyond siloed risk functions to embrace cohesive, AI-powered platforms that integrate fraud prevention, cybersecurity, and regulatory compliance. Traditional threats have evolved, with generative AI enabling new forms of document forgery and identity spoofing, necessitating real-time, cross-channel detection and response capabilities. Customer expectations for seamless, secure digital experiences are rising, and fintechs are setting new benchmarks for agility and innovation. Legacy systems often hinder resilience, creating fragmented infrastructure and disjointed tools across various functions. Elastic's Search AI Platform aims to transform these fragmented defenses into a unified system, providing real-time intelligence through observability and security capabilities. This approach supports financial institutions in reducing operational complexity, enhancing customer trust, and meeting regulatory demands, ultimately fostering a more resilient and adaptive banking environment.