United Kingdom Credit Bureau Verification API

Excluded from normalized aggregate trends after staff review: 3056 posts were attributed to March 2026; 671 shared March 14, 2026. The preceding six-month median was 13.5 posts.

Review evidence: 3,056 posts in March 2026; 671 shared March 14, 2026; preceding six-month median 13.5. Reviewed August 9, 2026.

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United Kingdom Credit Bureau Verification is a service that confirms the identity of users by validating their input data against credit header data obtained from a national credit bureau, ensuring that the information truly belongs to the person it purports to represent. This verification process is facilitated through Didit's database-validation endpoint, which allows businesses to integrate the service with a single POST request, without requiring an SDK. The service is especially beneficial for regulated industries such as fintech, crypto platforms, lenders, marketplaces, and gaming operators, where confirming identities against an authoritative source is crucial for compliance and fraud prevention. Users receive a structured, normalized result that includes field-level validation, helping businesses to make informed decisions about approving, reviewing, or rejecting applicants. With a cost of $1.07 per conclusive query and a 99.9% uptime target, the service provides quick and reliable results, and comes with the assurance that no charges will apply if the source is unavailable or data is incomplete.

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