The FCC wants phone companies to run bank-style KYC.
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The Federal Communications Commission (FCC) is exploring new measures to combat illegal robocalls by potentially requiring phone companies to verify customer identities before allowing calls onto the network, drawing inspiration from banking sector regulations like the Bank Secrecy Act. The proposal, released on May 1, 2026, seeks comments on implementing customer verification processes similar to those used by banks, including collecting names, addresses, government-issued IDs, and alternate phone numbers. While the FCC has proposed a $2,500 fine per illegal call, no specific rules have been adopted yet. The initiative has garnered mixed responses, with 50 state attorneys general arguing the measures are insufficient, while financial trade associations support the alignment with banking standards. The FCC is considering whether to create a safe harbor for telecom providers using third-party verification services, yet no accreditation scheme currently exists. This ongoing effort reflects a broader strategy to integrate financial regulatory models into telecommunications to enhance consumer protection against fraudulent activities.
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