Philippines Credit Bureau Verification API

Philippines Credit Bureau Verification offers a streamlined solution for verifying identities by matching applicant data against a national credit bureau's identity file, ensuring the authenticity and existence of the applicant at the stated identity and address. This service is crucial for regulated businesses like fintechs, crypto platforms, lenders, and marketplaces in the Philippines, providing a defensible, auditable record of identity verification. The process involves a simple POST request to Didit's database-validation endpoint, delivering results in seconds for a fee of $0.44 per conclusive query, while offering 500 free verifications per month for testing. The service is highly reliable, boasting a 99.9% uptime target, and does not charge for inconclusive results due to source downtime or missing fields, making it an efficient tool for reducing fraud and meeting compliance requirements.

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