New Zealand Credit Bureau Verification API

Excluded from normalized aggregate trends after staff review: 3056 posts were attributed to March 2026; 671 shared March 14, 2026. The preceding six-month median was 13.5 posts.

Review evidence: 3,056 posts in March 2026; 671 shared March 14, 2026; preceding six-month median 13.5. Reviewed August 9, 2026.

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Didit’s New Zealand Credit Bureau Verification service checks an applicant’s submitted name, date of birth, and address against a national credit bureau identity file to help establish that the identity exists at an authoritative source rather than merely appearing on a form or document. Designed for regulated sectors such as fintech, lending, crypto, marketplaces, gaming, and neobanks, it returns a normalized overall match type along with field-level results that can support automated approval, review, or rejection decisions and create an auditable onboarding record. The service is available through a single POST request to Didit’s database-validation endpoint or through a no-code Business Console workflow, typically producing results within seconds. It costs $0.66 per conclusive query, with no charge for unavailable sources, incomplete submissions, or pre-source rejections, and requires businesses to obtain and retain end-user consent before verification. Didit states a 99.9% quarterly uptime target and provides 500 free verifications per month for account holders to test the integration.

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