National digital identity worldwide: models, leaders, standards
Blog post from Didit
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National digital identity refers to a government-issued or government-recognised credential used to prove identity online, including state login accounts, central-register checks, bank IDs, public-private systems, and mobile wallets. The World Bank reports that 89 countries offer credentials for remote authentication, though 2.8 billion people still lack a digital ID suitable for online transactions and roughly 800 million lack any official identification. Adoption and business access vary widely: large account-based systems such as India’s Aadhaar, Singapore’s Singpass, Nordic BankID services, Brazil’s gov.br, and the United States’ Login.gov coexist with emerging wallet-based credentials in the EU, US states, and Japan. Wallet interoperability is advancing through standards including OpenID4VP, ISO/IEC 18013-7, W3C Verifiable Credentials, and browser-based Digital Credentials APIs, while EU member states must provide an EUDI Wallet by December 2026 and many regulated firms must accept it by December 2027. For global businesses, the recommended approach is to offer locally established eID options where private access and assurance levels permit, retain document-based verification as a fallback, and comply with country-specific rules on data use, licensing, and identity-assurance requirements.
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