mojeID integration: Poland's bank-based eID for businesses
Blog post from Didit
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Poland’s mojeID is a bank-based electronic identification service that lets users confirm their identity through an online bank account, reportedly operated by KIR as a commercial connection to the state login.gov.pl node, but it is distinct from Czechia’s EU-notified mojeID scheme. As of 5 October 2026, primary sources did not publish key details such as its user numbers, pricing, returned attributes, assurance level, eligibility rules, integration process, or testing environment, limiting businesses’ ability to assess it for regulated onboarding. Poland’s AML Act permits identity verification using reliable and independent sources, including electronic identification where available, but does not specifically classify mojeID, while the EU AML Regulation applicable from July 2027 requires eID means at substantial or high eIDAS assurance for its electronic-identification route. Businesses considering mojeID are therefore advised to obtain contractual confirmation of its data and assurance level, map returned information to AML requirements, record their assessment, and maintain document-based verification with chip reading, liveness, and face matching as a fallback. The text also notes that Poland’s forthcoming EUDI Wallet, based on mObywatel, may become an important alternative, with certain private relying parties required to accept it by December 2027.
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