KYC Through an MCP Server: The Practical Guide
Blog post from Didit
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Didit’s official MCP server enables AI agents and compatible clients to manage KYC workflows conversationally, from identifying an authorized organization and selecting a verification workflow to creating hosted applicant sessions, retrieving decisions, and approving, declining, or requesting resubmission. Hosted at mcp.didit.me, the server uses Streamable HTTP and OAuth 2.1 with PKCE rather than API keys, granting agents only the permissions of the authenticated Didit console user, while its open-source implementation provides 115 tools spanning identity verification, AML, transaction monitoring, wallet screening, webhooks, reporting, and workspace operations. A standard KYC workflow can combine document verification, passive liveness, face matching, and IP analysis, with agents expected to respond appropriately across ten session states, including manual-review, expired, abandoned, and awaiting-user cases. The platform also supports blocklists and ongoing risk monitoring, while direct backend integrations can use a separate REST API authenticated with application API keys. Didit states that its MCP layer is free, offers 500 free verifications monthly, charges per successful service use, and supports verification coverage across more than 220 countries, 14,000 document types, and 48 languages.
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