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EBA Guidelines and Dynamic Risk-Based Authentication

Blog post from Didit

Aggregate trend data notice

Excluded from normalized aggregate trends after staff review: 3056 posts were attributed to March 2026; 671 shared March 14, 2026. The preceding six-month median was 13.5 posts.

Review evidence: 3,056 posts in March 2026; 671 shared March 14, 2026; preceding six-month median 13.5. Reviewed August 9, 2026.

This company's pages remain public, but its content is excluded from normalized aggregate trends. Unfiltered raw trends and advanced filtering are available to Accelerate and Lead accounts.

Post Details
Company
Date Published
Author
Didit
Word Count
1,074
Company Posts That Month
Language
English
Hacker News Points
-
Post removed?
No
Summary

European Banking Authority guidelines under PSD2 require Open Banking providers to use dynamic, risk-based authentication that adjusts security measures according to factors such as transaction value, device, location, behavior, and payee history. The material argues that biometric methods, particularly facial matching and passive or active liveness detection, can support strong customer authentication while reducing friction for users and helping prevent spoofing, presentation attacks, and deepfake fraud. It presents Didit’s AI-native, modular identity-verification platform as a tool for building adaptive workflows that can escalate checks for higher-risk activities, combining liveness detection, face matching, ID verification, AML screening, real-time reporting, and KYC processes through APIs or a no-code console. Didit also promotes a free core KYC tier and pay-per-successful-check pricing as ways to make compliance-oriented identity verification more accessible.

Trends Found in this Post
Trend Post Mentions Total Month Mentions Posts Companies MoM
Real-time 1 13,979 3,441 296 +113%
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