Choosing an Identity Verification API: Features, Pricing & Speed

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An identity verification (IDV) API allows products to conduct KYC, AML, biometric, and document checks without creating the infrastructure themselves, with coverage, speed, pricing transparency, composability, and developer experience varying significantly among vendors. This framework outlines criteria for evaluating IDV APIs, emphasizing the importance of coverage, rapid processing speeds, clear pricing, and comprehensive integration capabilities to ensure optimal user conversion rates and compliance. Switching vendors is costly and affects compliance, making initial evaluation crucial to avoid future remediation projects. The IDV API's scope can vary, with some offering extensive features like liveness detection and AML screening, which reduces the need for multiple solutions. Didit, an example of a comprehensive IDV API, offers broad coverage across 220+ countries, transparent pricing with no minimums, and a unified API for identity and fraud checks, alongside certifications that enhance compliance credibility.

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