China Bank Card Verification API

Excluded from normalized aggregate trends after staff review: 3056 posts were attributed to March 2026; 671 shared March 14, 2026. The preceding six-month median was 13.5 posts.

Review evidence: 3,056 posts in March 2026; 671 shared March 14, 2026; preceding six-month median 13.5. Reviewed August 9, 2026.

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China Bank Card Verification is a service designed to confirm the identity of individuals by validating their bank account details against China's national banking and account-ownership network, thereby preventing payout fraud and supporting payment and payroll onboarding. Offered by Didit through a single POST endpoint, this service provides a structured, machine-readable result, ensuring reliable identity verification with a conclusive response that includes matched source data and field-level validation. It is particularly valuable for regulated businesses in China, such as fintechs, crypto platforms, lenders, marketplaces, and gaming operators, by offering a defensible and auditable record of identity confirmation. The service is cost-effective, charging $1.21 per conclusive query, with a typical response time of a few seconds, and requires documented end-user consent before use. Didit’s infrastructure ensures 99.9% quarterly uptime, and users are not charged for inconclusive queries due to source downtime or missing fields. Each Didit account includes 500 free verifications per month, allowing businesses to test the service thoroughly before incurring costs.

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