BankID för företag: how a business accepts BankID in Sweden
Blog post from Didit
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BankID för företag enables businesses to accept Sweden’s widely used bank-issued electronic ID for customer sign-ins, identity verification, and electronic signatures, returning a signed result containing the user’s 12-digit personnummer and name but not address, nationality, or portrait data. Businesses can integrate directly through a bank using their own relying-party certificate or use a reseller that manages the connection, while pricing and onboarding timelines are generally negotiated rather than published. DIGG assesses BankID at the Substantial assurance level under Sweden’s eID framework, and it can be used for identity verification under Swedish anti-money-laundering law, although businesses remain responsible for sanctions screening, risk assessment, monitoring, and other compliance duties. Users typically authenticate through the BankID app or a QR code and may undergo optional NFC document or facial step-up checks, while people without a Swedish personnummer or eligible bank relationship require alternatives such as document verification. The text also notes restrictions on credential reuse and idle sessions, sector-specific uses including KYC, gambling, age checks, and contracts, and presents Didit as a platform offering BankID alongside document-based verification and AML screening.
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