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AUSTRAC Tranche 2 for Real Estate Agencies: The 2026 Compliance Guide

Blog post from Didit

Post Details
Company
Date Published
Author
Didit
Word Count
1,579
Company Posts That Month
38
Language
English
Hacker News Points
-
Post removed?
No
Summary

Beginning 1 July 2026, Australian real estate agencies will be subject to the "Tranche 2" reforms of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006, which extends the regulatory framework to include real estate professionals as reporting entities alongside other high-risk professions like lawyers and accountants. These agencies must enroll with AUSTRAC, establish an AML/CTF program, and conduct customer due diligence (CDD) to verify transaction parties, including identifying beneficial ownership and conducting sanctions and politically exposed persons (PEP) checks. They are required to submit Threshold Transaction Reports (TTRs) for cash transactions exceeding AUD 10,000 and Suspicious Matter Reports (SMRs) upon forming suspicions of illicit activities. Didit, a tool mentioned in the context, offers services to aid in identity verification and transaction monitoring, ensuring compliance with these new obligations. The reforms aim to close existing loopholes that allowed real estate transactions to be used for money laundering by classifying specific activities like brokering sales or transfers of real estate as "designated services" that necessitate compliance with the new rules.

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