Multi-factor authentication (MFA) has gained popularity as a robust mechanism to enhance traditional password-based security, offering additional layers of protection against threats such as phishing, identity theft, and credential leaks. Its adoption has surged, particularly with the rise of remote work, as it facilitates secure access across various environments. Beyond heightened security, MFA supports compliance with regulatory frameworks like GDPR, PCI DSS, HIPAA, and SOX, providing an auditable trail for organizations. It is also adaptable and scalable, offering a range of authentication methods to meet evolving security needs in high-risk sectors like finance and healthcare. Despite initial perceptions of complexity, MFA can enhance user convenience by streamlining authentication processes and reducing reliance on cumbersome passwords. The flexibility of MFA allows for tailored implementations, such as risk-based or adaptive authentication, which balance user experience with security. Tools like Descope enable developers to integrate MFA smoothly into applications, offering no-code workflows and specialized risk assessment services to create efficient and secure user authentication paths.