The text discusses the impact of artificial intelligence (AI) and machine learning (ML) on society, highlighting their applications in both consumer and enterprise contexts. Large language models (LLMs) are a type of AI used in generative AI technologies like chatbots, which can produce text, video, and images based on user prompts. These technologies are revolutionizing industries, with the financial services sector being a notable example, where AI is employed to combat fraud. The text details how companies like Revolut and Wells Fargo use AI-driven systems to enhance fraud detection and prevention, citing Revolut's "Sherlock" system and FICO's "Falcon Fraud Manager" as successful implementations. Sherlock, built on Couchbase’s NoSQL database, autonomously monitors transactions to effectively prevent fraud, while FICO's platform is used by Wells Fargo to process millions of transactions in real-time, showcasing AI's potential to transform business operations and improve customer experiences.