Company
Date Published
Author
Team Circle
Word count
618
Language
English
Hacker News points
None

Summary

More than $50 million in USD Coin (USDC) has been borrowed this year across major decentralized finance (DeFi) platforms like Compound, Dharma, and dYdX, emphasizing the growing influence of DeFi and stablecoins. This achievement highlights the popularity of USDC, a fiat-backed stablecoin, with about 1 in 10 loans on these platforms denominated in USDC, and over $146 million supplied as collateral. Investors are drawn to USDC for its potential high interest rates, while borrowers use it for its liquidity and dollar equivalence. The CENTRE Consortium, co-founded by Circle and Coinbase, oversees USDC and aims to create global standards for fiat stablecoins. The growth of USDC is expected to continue, bolstered by initiatives like the USDC Bootstrap Fund by Coinbase, which supports DeFi developers.