In 2024, Circle Internet Financial experienced a transformative year marked by strategic market expansions and product innovations, reinforcing its leadership in the stablecoin industry. The company's USDC stablecoin expanded significantly, with over $45 billion in circulation and $18 trillion in transactions, making it the world's largest regulated stablecoin available in over 180 countries. Circle introduced USDC and EURC to multiple new blockchains, enhancing their global reach and utility for diverse use cases such as cross-border payments and humanitarian aid. Developer tools like the Cross-Chain Transfer Protocol (CCTP) and Programmable Wallets were launched to facilitate secure and scalable blockchain applications. Circle's initiatives, including collaborations with financial institutions in Brazil and Mexico, improved access to USDC by integrating with national payment systems. Looking ahead to 2025, Circle plans to continue its multi-chain expansion and enhance its wallet infrastructure to support businesses transitioning to onchain solutions, aiming to position USDC as a foundational element in the evolving digital financial ecosystem.