Circle Internet Financial is pioneering a shift in financial markets with USYC, a tokenized money market fund that offers nearly instant, 24/7 redemptions paired with onchain yield and regulatory compliance. This innovative approach addresses the inefficiencies of traditional financial infrastructure, which struggles with limited banking hours, delayed settlements, and manual processing, thus impacting capital efficiency and resilience. By leveraging blockchain technology, USYC facilitates real-time collateral management and liquidity access, enabling seamless integration into smart contracts and ensuring high-frequency asset transfers. When combined with USDC, a regulated stablecoin, USYC offers a powerful solution that enhances capital productivity, allowing firms to mobilize assets without the burden of holding large cash buffers. This model not only meets the demands of a global economy that operates continuously but also sets new standards in speed, transparency, and capital efficiency, marking a practical transformation in collateral management that aligns with the evolving financial landscape.