Circle Internet Financial is revolutionizing global payroll by utilizing USDC and Programmable Wallets to create a fast and cost-effective solution with near-instant settlement. The process involves converting USD to USDC using Circle Mint for large-scale businesses or on/off-ramp services from exchanges like Coinbase, Kraken, and Binance for others. Developers can use Circle's Programmable Wallets to issue wallets to employees, facilitating seamless on-chain payroll execution. The approach includes creating a treasury wallet and individual employee wallets through a simple API, transferring USDC from an external wallet to the treasury wallet, and then disbursing payroll to employee wallets. This method significantly reduces the complexity and cost associated with traditional global payroll systems, offering a streamlined financial infrastructure. Circle also plans to enhance developer capabilities with the upcoming Circle Access widget and provides comprehensive documentation and support for building these solutions.