How to Build a Payments App with Instant, Low-Cost Payouts using AI and USDC

In response to the rapid growth of the freelance and gig economy, Circle Internet Financial offers a solution that leverages artificial intelligence and USDC stablecoins to streamline and expedite payments for freelancers. As nearly 47% of the global workforce now consists of freelancers, with the sector growing significantly faster than traditional job markets, timely payments have become a critical issue, with 48% of freelancers experiencing delays. The proposed AI-powered escrow application uses smart contracts to securely store USDC and an AI agent to verify completed work, triggering instant payouts upon approval. The application integrates with Circle's infrastructure, including their Smart Contract Platform and Programmable Wallets, to facilitate seamless USDC transfers and on/off-ramp liquidity, offering a secure and efficient payment solution that addresses the evolving financial needs of freelancers.