Circle Internet Financial's Circle Yield program is designed to offer qualified businesses and institutions above-average returns on short-term cash holdings by leveraging dollar digital currency lending services. Since its inception in July, Circle Yield has experienced significant growth, with total deposits increasing nearly 200%, attracting clients such as family offices, venture capital firms, and corporate treasurers. Despite its early success, the program stopped accepting new loans as of November 2022 while evaluating future updates. Circle Yield is secured with Bitcoin collateral and provides a fixed-income crypto investing option, supported by a professional team for smooth onboarding and ongoing support. However, the offering is subject to business approval, geographic availability, regulatory authorization, and is not guaranteed to be available to all customers or regions. Circle is not a bank, meaning funds are not insured by government agencies, and participation is recommended only after consultation with legal and financial advisers.