Circle Payments Network (CPN) revolutionizes global money movement by connecting financial institutions through a single API to enable near-instant, compliant transfers using stablecoins, thus eliminating the need for pre-funding and allowing real-time settlement. Designed for interoperability and scalability, CPN integrates banks, payment service providers, and fintechs, providing a seamless experience akin to sending data across the internet. It standardizes compliance across different jurisdictions and offers a blockchain-based near-instant settlement, making cross-border payments more efficient by reducing fees and unlocking liquidity. By bridging the gap between traditional and digital finance, CPN empowers financial institutions to transfer value globally with speed, security, and compliance, transforming the way commerce operates worldwide.