Circle Internet Financial is revolutionizing global payments through its Circle Payments Network (CPN), which leverages a programmable, compliant, and stablecoin-native infrastructure to enable real-time, transparent, and efficient cross-border transactions. By moving beyond traditional, fragmented financial systems, CPN offers a modern settlement layer built on blockchain technology, ensuring seamless and secure value movement across borders. This system utilizes stablecoins like USDC for near-instant settlement and incorporates rigorous compliance measures to maintain trust and transparency. CPN's architecture fosters an interconnected ecosystem where financial institutions, fintechs, and developers can collaborate and innovate, enhancing user experiences and expanding payment use cases. Circle envisions a future where borderless payments optimize treasury operations, strengthen supply chains, and increase economic opportunities globally, with the company inviting partners to co-create this new payments infrastructure and transform how value travels worldwide.