Circle Internet Financial highlights the transformative potential of payment stablecoins like USDC in revolutionizing the global financial system by offering faster, cheaper, and more inclusive money transfers compared to traditional methods. The text draws parallels with past innovations such as the seamless global communication enabled by SMTP, suggesting that blockchain technology could similarly modernize financial transactions. USDC, which operates on blockchain networks, aims to lower transaction costs significantly, exemplified by reduced remittance fees, thereby allowing individuals to retain more of their earnings. Circle envisions a future where digital dollars enable near-instantaneous global money movement, enhancing various financial services and creating a more equitable economic landscape. The company is actively engaging with global partners to promote this new era of "open money," advocating that businesses and individuals worldwide will benefit from a financial infrastructure that is accessible and efficient, without the constraints of physical locations or traditional banking fees.